Travel insurance policies read closely, the exclusions that refuse most claims, pre-existing conditions, GHIC cover in Europe, and airline, package and holiday-company-failure compensation. Reader cases with the outcome shown, and the steps to take when a claim is refused, up to the Financial Ombudsman.

What this section covers

  • Reading a travel insurance policy: the exclusions that refuse most claims
  • Pre-existing conditions and disclosure
  • GHIC cover in Europe and what it does not cover
  • Flight delay, package holiday and company-failure compensation
  • What to do when a claim is refused, up to the Financial Ombudsman

New articles are published under Claims Refused, Flight and Package Compensation, Reader Cases.